Overview of Ohio Taxes
Ohio has a graduated state income tax (0% to 3.5% for 2025), combined with federal taxes (10%-37% for 2025), FICA taxes (Social Security 6.2% and Medicare 1.45%), and local income taxes in many cities and villages, all impacting your take-home pay.
Calculate Your Ohio Paycheck
This calculator provides estimates based on 2025 tax laws and should not be considered tax advice.
Local tax rates are based on available data and may vary. Tax credit rules for local taxes are complex and not fully modeled. Always consult a tax professional for personalized guidance.
Understanding Ohio Taxes (2025)
A brief overview of taxes affecting your paycheck in Ohio.
Ohio State Income Tax
Ohio uses a graduated income tax system. For 2025, the rates are:
- 0.000% on income $0 - $26,050.
- 2.75% on income over $26,050 up to $100,000 (with a base tax of $360.69 on the first $26,050 of taxable income above the $26,050 threshold).
- 3.50% on income over $100,000 (with a base tax of $2,394.32 on the first $100,000 of taxable income above the $100,000 threshold).
Many Ohio cities and villages also levy local income taxes. This calculator includes options for several localities.
Federal Income Tax
Your federal income tax is determined by your gross income, filing status, and deductions. Federal tax rates for 2025 are progressive (10% to 37%). Standard deductions for 2025 are: Single ($14,600), Married Filing Jointly ($29,200), Married Filing Separately ($14,600), Head of Household ($21,900).
FICA Taxes (Social Security and Medicare)
FICA taxes include Social Security (6.2% of income up to $177,300 for 2025) and Medicare (1.45% of all income). Employers match these contributions. An additional Medicare tax of 0.9% applies to earnings over certain thresholds (e.g., $200,000 for Single filers, $250,000 for Married Filing Jointly).
Ohio Local Income Taxes
Many municipalities in Ohio impose their own income tax. Rates vary by location. This calculator attempts to include these based on the city/village selected. Tax credit provisions for taxes paid to other municipalities are common but complex and are not fully modeled here; consult local tax authorities like RITA or CCA for specifics.
For detailed and personalized tax advice, please consult with a qualified tax professional. Tax laws can change, and this information is for general guidance using 2025 rates.
How Calculations Are Made
Our Ohio paycheck calculator uses the 2025 tax tables and regulations for federal and Ohio state taxes. The calculation process generally involves:
- Determining your gross pay for the selected pay period.
- Calculating federal income tax withholding based on your filing status and the 2025 standard deduction.
- Calculating Ohio state income tax withholding using Ohio's 2025 graduated rates.
- Calculating local income tax if a city/village is selected, based on its rate.
- Deducting FICA taxes (Social Security and Medicare using 2025 limits/rates).
- Accounting for any pre-tax deductions (e.g., 401(k) contributions, health insurance premiums) and post-tax deductions.
Disclaimer:
This calculator is designed for estimation purposes only using 2025 tax data. While we strive for accuracy, it should not be considered a substitute for professional financial or tax advice. Tax laws are complex and subject to change. PaycheckCalculator.pro is not liable for any decisions made based on the results of this calculator. Always verify with official sources like the IRS, Ohio Department of Taxation, and local tax agencies (RITA, CCA).
Tax Information Based On: 2025 Rates (Federal & Ohio State)